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Margi's avatar

Nitpick, mobile home are manufactured with metal and complete manufactured homes are made of all wood. Banking business for almost 40 years and specialized in lending for homes and selling the pools of loans. Manufactured homes were not allowed by the banks and entities that purchased these pools of loans. They are, by banking, to be the equivalent to auto loans. But I've also sold loans pools of busses, auto and mfg homes.

Now that being said if they were 5 years what tiny homes have become today I would have bought land when I sold the big house and downsized radically to a 600 sq ft tiny home.

After our cat 4 tornado Samaritans Purse can in and did a subdivision of 67 tiny homes for all the displaced people who had lost their homes. They had a going away party just last week after 3 years here. Great people and one I now support.

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Francis W. Porretto's avatar

Prefabs, whether small or large, would be a fine answer to the low-cost housing demand. The problem isn't prefabs themselves; it's political resistance to allowing them, especially in "colonies." They're treated as slum dwellings in most parts of coastal America, which is where the affordable housing problem is most acute.

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